With this feature, when an attempt to charge a card fails with insufficient funds, we will automatically retry with the maximum amount that can be charged. For example, if you attempt to charge someone NGN 10,000 but they only have NGN 4,000 in their account, historically, the transaction will fail with
insufficient funds, but with partial debits, we will charge about NGN 3,900,
Verveat the moment
This feature is only available on request. You will gain access once our reviews team approves it. Please reach out to
[email protected] to request access.
Using the Bulk Charge endpoint
"attempt_partial_debit" : true
When verifying transactions (or implementing webhooks) that involve Partial Debits, there are two types of amounts that are returned:
amount is the amount (in kobo) that the customer was charged while
requested_amount is the amount (in kobo) you intended to charge.