Test Payments

You can use the following test details to test different payment channels.

Cards

Card expiry date
The expiry date for each card can be any date in the future.

Successful Cards

No validation(reusable)

408 408 408 408 408 1

Expiry05/23
CVV408
PIN validation

5078 5078 5078 5078 12

Expiry05/23
CVV081
Pin1111
PIN + OTP validation

5060 6666 6666 6666 666

Expiry05/23
CVV123
Pin1234
OTP123456
PIN + Phone + OTP validation

5078 5078 5078 5078 04

Expiry05/23
CVV884
Pin0000
OTP123456
Bank Auth Simulation(reusable)

4084 0800 0000 0409

Expiry05/23
CVV000

Failed Cards

Declined

4084 0800 0000 5408

Expiry05/23
CVV001
Token Not Generated

5078 5078 5078 5078 53

Expiry05/23
CVV082
Pin0000
500 error

5060 6600 0000 0064

Expiry05/23
CVV606
Timeout error

5060 6650 6066 5060 67

Expiry05/23
CVV060

Bank Accounts

Zenith Bank(transaction)

000 000 000 0

Birthday1999-04-20
OTP123456
First Bank of Nigeria(transfer)

000 000 000 0

Code011
Kuda Bank

081 0000 000 0

Pay ID123456

Mobile Money

No PIN/OTP

055 123 498 7

NetworkMTN

Dedicated Virtual Account

You can make use of the sample bank application we created to initiate a transfer to your test virtual account. If you simply want to try out the dedicated virtual account product, kindly make use of the test account below:

Demo Bank

123 000 164 4

Pin0000