Pricing for

Simple, fair pricing

Paystack only makes money when you do.

For Local Transactions


  • No upfront fees. You can start accepting payments in 30mins for free
  • Accept payments from multiple payment channels including Mobile money
For International Transactions


  • Get paid by your customers from all over the world
  • International cards are charged and settled in Cedis by default


Transfers to Mobile Money
GHS 1 per Transfer
Transfers to bank accounts
GHS 8 per Transfer

Do the math

See how much it costs to use Paystack. Enter an amount into the calculator to see our charges.

We'll settle you
Paystack Fees (1.95%)
  • Free, automatic settlement within 48 hours
  • Volume discounts available
  • No hidden fees or charges
  • Zero integration fee
  • Zero maintenance fee


How long does it take for me to get my money?

Your money is automatically settled to your account in two working days (T+2). So payments received on Monday, for example, will be settled on Wednesday.

How much does it cost to integrate Paystack?

It's 100% free to integrate Paystack!

Do you offer transaction volume discounts?

Yup! Merchants who process large volumes enjoy a discount on the transaction fee.

Are there any minimum payout thresholds?

You can choose two payout options - you can choose to get paid into a bank account, or a mobile money wallet. If you choose to get paid out into a mobile money wallet, there's no minimum payout threshold. But if you choose to get paid out into a bank account, the minimum payout threshold is GHS 50.

What do you get for this price?

Paystack is a complete payments solution for businesses of every type, and at every scale.

Collect Payments For Multiple Channels 1 1

Delight customers with a seamless payments experience

Give your customers the gift of modern, frictionless, painless payments. Integrate Paystack once and let your customers pay you however they want.

  • Mobile Money
  • Card
  • Apple Pay

Protect yourself and your customers with advanced fraud detection

Paystack’s combination of automated and manual fraud systems protect you from fraudulent transactions and associated chargeback claims.

Robust Suite Of Apis Opt

Build custom payments experiences with well-documented APIs

Developers love our thorough, well-documented APIs that let you to build everything from simple weekend projects, to complex financial products serving hundreds of thousands of customers. If you can imagine it, you can build it with Paystack.

  • Collect one-time and recurring payments from your app or website
  • Make instant transfers
  • Retrieve all your transaction and customer data
  • Verify the identity of customers

Understand exactly how your business is performing

Paystack provides detailed reporting, alerts, and exports, so you and your team are always on top of business.

  • Super easy reconciliation
  • Detailed reports on successful, abandoned, and failed transactions
  • Granular user permissions lets you control the info each member of your team has access to
  • Automated chargeback alerts
  • Searchable Customer Directory
  • Analyze customer purchase patterns with Customer Insights
Customer Success at Work

Get attentive, empathetic help 24/7

Our Customer Success team is available around the clock to support you, and they’re empowered to resolve issues as quickly as possible.