A complete API suite to build amazing payments experiences

Paystack is literally the fastest way to integrate payments into your project.

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Build custom payments experiences with well-documented APIs

Developers love our thorough, well-documented APIs that let you to build everything from simple weekend projects, to complex financial products serving hundreds of thousands of customers. If you can imagine it, you can build it with Paystack.

  • Collect one-time and recurring payments from your app or website
  • Make instant transfers
  • Retrieve all your transaction and customer data
  • Verify the identity of customers

Build awesome products

What can you build with Paystack? Here’s how our APIs come together to bring ideas to life.

Collect savings on a set schedule and disburse the saved amounts whenever your customers request for it.

Partial Debits

Maximise loan repayments by collecting small amounts over time.

Check Authorization

Check if a customer has up to your desired amount in their bank account.

Subscriptions API

Set up recurring payments and debit your customers automatically at preferred intervals.

Bulk Transfer API

Automatically transfer money to customers' bank accounts with one API call.

Resolve BVN API

Verify the identity of your customers with their Bank Verification Number (BVN).

List Transactions API

Fetch all payments made to your third-party merchants.

Settlement API

Access detailed breakdown of settlements paid to your third party merchants.

Subaccount API

Automatically split payments with your third-party merchants.

Resolve Account Number API

Verify if the bank account details provided by customers are correct.

Transfer API

Automatically transfer money directly to your customers' bank accounts.

Charge Authorization

Debit a customer and get a unique token you can use for future charges.

Transactions API

Get paid by your customers in multiple currencies

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Delight customers with a seamless payments experience

Give your customers the gift of modern, frictionless, painless payments. Integrate Paystack once and let your customers pay you however they want.

  • Card
  • Bank Account
  • Bank Transfer
  • USSD
  • Apple Pay
  • Visa QR
  • Mobile Money
  • POS

Accept payments on all major shopping platforms

Is your website built on any of these platforms? Our large collections of plugins will let you integrate payments in under 10 minutes.

Protect yourself and your customers with advanced fraud detection

Paystack’s combination of automated and manual fraud systems protect you from fraudulent transactions and associated chargeback claims.

  • PCI-DSS-certified systems
  • Automated fraud monitoring
  • When a fraud attempt is discovered with any Paystack merchant, ALL Paystack merchants become protected from further attempts
Verify Identity Of Customers

Verify the identity of your customers

Need to verify that your customer is who they say they are? Our verification APIs allow you to do this in various ways.

  • Verify identity with a bank account number
  • Verify identity with a phone number
  • Verify identity with a Bank Verification Number (a unique identifier that everyone with a Nigerian bank account must have)
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A modern, beautiful payments experience

Give customers confidence in your business with a modern, gorgeous checkout form that elevates your brand.

  • No redirects - yup, keep your customers on your own page
  • Automatic error resolution - in the rare occasion where a transaction fails, the Paystack Checkout Form smartly suggests other payment options
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Control access to data with User Permissions

Give specific members of your team exactly the permissions they need to do their jobs, and control exactly what they can see and do on your Paystack Dashboard.


Understand customer purchase patterns

Your Paystack Dashboard surfaces useful customer insights from your payments data

  • See who your top customers are, both in terms of number of purchases and total amount spent
  • See your new and returning customers over any date range
  • See your busiest average time of day, and day of the week
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Monitor your business performance while on the move

Sign up for Paystack and track your most important business metrics on your mobile device. Monitor info such as sales, customer information, success rates, and more!

  • Signup for Paystack in minutes
  • Send invoices from your phone
  • Look up transactions
  • Get alerts for important updates
  • Get instant support

Paystack powers growth for amazing businesses

Paystack is a growth engine for a new generation of innovative, forward-looking organizations operating in Africa.

Career Spotlight: Engineering at Paystack

Solving Africa's biggest payments challenges, one commit at a time. We're building simple, powerful tools to connect African businesses with customers all over the world — and we'd love your help!

Customer testimonials

Over 27,000 businesses trust Paystack to power payments. Here's what some of them had to say.

Reliable payment logistics are key to our industry and Paystack has played a major role in our expansion across Nigeria.

Daniel Grüderich
Daniel Grüderich
CEO, Sportsbookcloud

Paystack has helped us expand our business to one of Africa’s fastest growing markets. Paystack should be top-of-mind for any business going global.

Merijn Campsteyn
Merijn Campsteyn
CEO, Accounteer

At a 50% month on month growth rate in Q1 of 2018 alone, we wanted a payment platform that wouldn't break at scale, so we chose Paystack.

Maria Keshinro Rotilu
Maria Keshinro Rotilu
Country Manager, Branch Nigeria, Branch

Payments in Nigeria 101

Here're simple guides that break down how payments work in Nigeria

Paystack is one of Nigeria’s largest payments startups, processing nearly 20% of all online transactions in Africa’s largest economy