Pricing for

Simple, fair pricing

Paystack only makes money when you do.

For M-PESA Transactions


  • No upfront or monthly fees
For Card Transactions


  • We charge 2.9% per local card transaction, and 3.8% per international card transaction
  • You can charge international cards in KES or USD, and get settled in either currency

M-PESA Transfers

Transfers between KES 10 and KES 1,500
KES 20
Transfers between KES 1,501 and KES 20,000
KES 40
Transfers above KES 20,001
KES 60

Do the math

See how much it costs to use Paystack. Enter an amount into the calculator to see our charges.

We'll settle you
Paystack Fees (2.9%)
  • Volume discounts available
  • No hidden fees or charges
  • Zero integration fee
  • Zero maintenance fee


How long does it take for me to get my money?

Your money is automatically settled into your bank account or M-PESA wallet in three working days (T+3). So payments received on Monday, for example, will be settled on Thursday.

How much does it cost to integrate Paystack?

It's 100% free to integrate Paystack!

Is it possible to get settled in USD?

Yes, you can get settled in USD into your Kenya-based USD-domiciled bank account.

Do you offer transaction volume discounts?

Yup! Merchants who process large volumes enjoy a discount on the transaction fee. Feel free to reach out to us at [email protected] for pricing concessions.

What do you get for this price?

Paystack is a complete payments solution for businesses of every type, and at every scale.

Collect Payments For Multiple Channels 1 1

Delight customers with a seamless payments experience

Give your customers the gift of modern, frictionless, painless payments. Integrate Paystack once and let your customers pay you however they want.

  • Card
  • Mobile Money (M-PESA)
  • Apple Pay

Protect yourself and your customers with advanced fraud detection

Paystack’s combination of automated and manual fraud systems protect you from fraudulent transactions and associated chargeback claims.

Robust Suite Of Apis Opt

Build custom payments experiences with well-documented APIs

Developers love our thorough, well-documented APIs that let you to build everything from simple weekend projects, to complex financial products serving hundreds of thousands of customers. If you can imagine it, you can build it with Paystack.

  • Collect one-time and recurring payments from your app or website
  • Make instant transfers
  • Retrieve all your transaction and customer data

Understand exactly how your business is performing

Paystack provides detailed reporting, alerts, and exports, so you and your team are always on top of business.

  • Super easy reconciliation
  • Detailed reports on successful, abandoned, and failed transactions
  • Granular user permissions lets you control the info each member of your team has access to
  • Automated chargeback alerts
  • Searchable Customer Directory
  • Analyze customer purchase patterns with Customer Insights
Customer Success at Work

Get attentive, empathetic help 24/7

Our Customer Success team is available around the clock to support you, and they’re empowered to resolve issues as quickly as possible.