Simple, fair pricing

Paystack only makes money when you do.

For Local Transactions

1.5% + NGN 100

  • ₦100 fee waived for transactions under ₦2500
  • Local transactions fees are capped at ₦2000, meaning that's the absolute maximum you'll ever pay in fees per transaction
For International Transactions

3.9% + NGN 100

  • ₦100 fee waived for transactions under ₦2500
  • International cards are charged and settled in Naira. You'll soon be able to get settled in USD.

Other fees for Advanced Users

Transfers
NGN 50 per Transfer
BVN Verification API
NGN 10 per API call

Do the math for yourself.

See how much it costs to use Paystack. Enter an amount into the calculator to see our charges.

NGN
We'll settle you
NGN
Paystack Fees (1.5% + N100)
NGN
  • Free, automatic settlement within 24 hours
  • Local fees capped at NGN 2,000
  • Volume discounts available
  • No hidden fees or charges
  • Zero integration fee
  • Zero maintenance fee

Common
Questions

How long does it take for me to get my money?

Your money is automatically settled to your bank account the next working day (T+1). So payments received on Monday, for example, will be settled on Tuesday.

How much does it cost to integrate Paystack?

It's 100% free to integrate Paystack!

Is it possible to get settled in USD?

Soon! Foreign currency payments are currently in beta and will soon be available to everyone.

Do you offer transaction volume discounts?

Yup! Merchants who process large volumes enjoy a discount on the transaction fee.

Are you able to offer flat rate pricing for schools?

Yup! We offer flat rate pricing to accredited educational institutions. Kindly contact us at [email protected] to learn more about flat rate pricing for schools.

What do you get for this price?

Paystack is a complete payments solution for businesses of every type, and at every scale.

Collect Payments For Multiple Channels 1 1

Delight customers with a seamless payments experience

Give your customers the gift of modern, frictionless, painless payments. Integrate Paystack once and let your customers pay you however they want.

  • Card
  • Bank Account
  • GTB 737
  • Visa QR
  • Mobile Money
  • mCash (Coming soon)
  • POS (Coming soon)

Enjoy phenomenal transaction success rates

We automatically route payments through the most optimal channels, ensuring the highest transaction success rates in the market.

Protect yourself and your customers with advanced fraud detection

Paystack’s combination of automated and manual fraud systems protect you from fraudulent transactions and associated chargeback claims.

Robust Suite Of Apis Opt

Build custom payments experiences with well-documented APIs

Developers love our thorough, well-documented APIs that let you to build everything from simple weekend projects, to complex financial products serving hundreds of thousands of customers. If you can imagine it, you can build it with Paystack.

  • Collect one-time and recurring payments from your app or website
  • Make instant transfers
  • Retrieve all your transaction and customer data
  • Verify the identity of customers
Insights

Understand exactly how your business is performing

Paystack provides detailed reporting, alerts, and exports, so you and your team are always on top of business.

  • Super easy reconciliation
  • Detailed reports on successful, abandoned, and failed transactions
  • Granular user permissions lets you control the info each member of your team has access to
  • Automated chargeback alerts
  • Searchable Customer Directory
  • Analyze customer purchase patterns with Customer Insights

Get your money within 24 hours

Receive your money automatically in your bank account within 24 hours after payment is made. We settle all merchants before 10 AM, every morning.

Get attentive, empathetic help 24/7

Our Customer Success team is available around the clock to support you, and they’re empowered to resolve issues as quickly as possible.