Build powerful, scalable financial service products with ease

Everything you need to build disruptive products in savings, lending, insurance, and more

Robust Suite Of Apis Opt

Build custom payments experiences with well-documented APIs

Developers love our thorough, well-documented APIs that let you to build everything from simple weekend projects, to complex financial products serving hundreds of thousands of customers. If you can imagine it, you can build it with Paystack.

  • Collect one-time and recurring payments from your app or website
  • Make instant transfers
  • Retrieve all your transaction and customer data

Build awesome products

What can you build with Paystack? Here’s how our APIs come together to bring ideas to life.

Verify the identity of customers, issue loans quickly, and collect payments automatically.

Partial Debits

Maximise loan repayments by collecting small amounts over time.

Check Authorization

Check if a customer has up to your desired amount in their bank account.

Subscriptions API

Set up recurring payments and debit your customers automatically at preferred intervals.

Bulk Transfer API

Automatically transfer money to customers' bank accounts with one API call.

Resolve BVN API

Verify the identity of your customers with their Bank Verification Number (BVN).

List Transactions API

Fetch all payments made to your third-party merchants.

Settlement API

Access detailed breakdown of settlements paid to your third party merchants.

Subaccount API

Automatically split payments with your third-party merchants.

Resolve Account Number API

Verify if the bank account details provided by customers are correct.

Transfer API

Automatically transfer money directly to your customers' bank accounts.

Charge Authorization

Debit a customer and get a unique token you can use for future charges.

Transactions API

Get paid by your customers in multiple currencies

Farmcrowdy Paystack
Farmcrowdy uses Paystack to send fast, instant transfers to investors

Send fast money transfers to customers

Paystack's powerful Transfers features make it easy to disburse money to any bank and mobile money account. Whether via the API or manually via the Paystack dashboard, your customers will receive their money quickly and securely.

  • Single and Bulk Transfers
  • Smart alerts to prevent you from transferring to the wrong bank account, or sending duplicate transfers
  • Have one colleague start a transfer, and another colleague approve (coming soon)

Protect yourself and your customers with advanced fraud detection

Paystack’s combination of automated and manual fraud systems protect you from fraudulent transactions and associated chargeback claims.

  • PCI-DSS-certified systems
  • Automated fraud monitoring
  • When a fraud attempt is discovered with any Paystack merchant, ALL Paystack merchants become protected from further attempts
Smart Error Resolution Compressor

Enjoy phenomenal transaction success rates

We automatically route payments through the most optimal channels, ensuring the highest transaction success rates in the market.

Customer Testimonials

Over 200,000 businesses trust Paystack to power payments. Here's what some of them have to say.

Since we started using Paystack, payment failures have reduced, and customers now have multiple payment options to choose from.

Bayo Adesanya
Bayo Adesanya
Chief Digital Officer, AXA Mansard

Paystack’s collection is so seamless that we don't think about the process anymore. Customers can reliably make savings at any time they want!

Razaq Ahmed
Razaq Ahmed
CEO, Cowrywise

Paylater has grown rapidly, and Paystack has grown with us, scaling perfectly to support our large transaction volumes.

Henry Uku
Henry Uku
Growth Lead, Carbon
Collect Payments For Multiple Channels 1 1

Delight customers with a seamless payments experience

Give your customers the gift of modern, frictionless, painless payments. Integrate Paystack once and let your customers pay you however they want.

  • Card
  • Mobile Money (M-PESA)
  • Apple Pay
User Permissions Compressor

Control access to data with User Permissions

Give specific members of your team exactly the permissions they need to do their jobs, and control exactly what they can see and do on your Paystack Dashboard.

Detailed Reporting

Detailed reporting for accounting, reconciliation, and audits

Understand your customers’ purchase patterns and do easy reconciliations with a robust data Dashboard and easy exports.

Customer Testimonials

Over 40,000 businesses trust Paystack to power payments. Here's what some of them have to say.

Using Paystack, we’ve seen a significant increase in our loan collections and we can onboard customers online much faster than before.

Daniel Watts
Daniel Watts
Chief Risk Officer, Renmoney

At a 50% month on month growth rate in Q1 of 2018 alone, we wanted a payment platform that wouldn't break at scale, so we chose Paystack.

Maria Keshinro Rotilu
Maria Keshinro Rotilu
Country Manager, Branch Nigeria, Branch

With Paystack Transfers, we can easily help companies transfer salaries to their employees, pay their health insurance bills and taxes.

Ebun Okubanjo
Ebun Okubanjo
Co-founder, Bento

Paystack is one of Nigeria’s largest payments startups, processing nearly 20% of all online transactions in Africa’s largest economy