PAYSTACK FOR FINTECH COMPANIES

Build powerful, scalable financial service products with ease

Everything you need to build disruptive products in savings, lending, insurance, and more

Verify Identity Of Customers

Verify the identity of your customers

Need to verify that your customer is who they say they are? Our verification APIs allow you to do this in various ways.

  • Verify identity with a bank account number
  • Verify identity with a phone number
  • Verify identity with a Bank Verification Number (a unique identifier that everyone with a Nigerian bank account must have)
Robust Suite Of Apis Opt

Build custom payments experiences with well-documented APIs

Developers love our thorough, well-documented APIs that let you to build everything from simple weekend projects, to complex financial products serving hundreds of thousands of customers. If you can imagine it, you can build it with Paystack.

  • Collect one-time and recurring payments from your app or website
  • Make instant transfers
  • Retrieve all your transaction and customer data
  • Verify the identity of customers

Delight customers with memorable, in-person payment experiences

Build custom, in-person payment experiences that increase customer loyalty and lifetime value.

  • Multiple payment channels (Card, Bank Transfer, USSD)
  • Build loyalty programs with deals and discounts customised for each customer
  • Reinforce your brand with customized receipts
  • Blazing fast connection
  • Easy and straightforward reconciliation

Build awesome products

What can you build with Paystack? Here’s how our APIs come together to bring ideas to life.

Verify the identity of customers, issue loans quickly, and collect payments automatically.

Partial Debits

Maximise loan repayments by collecting small amounts over time.

Check Authorization

Check if a customer has up to your desired amount in their bank account.

Subscriptions API

Set up recurring payments and debit your customers automatically at preferred intervals.

Bulk Transfer API

Automatically transfer money to customers' bank accounts with one API call.

Resolve BVN API

Verify the identity of your customers with their Bank Verification Number (BVN).

List Transactions API

Fetch all payments made to your third-party merchants.

Settlement API

Access detailed breakdown of settlements paid to your third party merchants.

Subaccount API

Automatically split payments with your third-party merchants.

Resolve Account Number API

Verify if the bank account details provided by customers are correct.

Transfer API

Automatically transfer money directly to your customers' bank accounts.

Charge Authorization

Debit a customer and get a unique token you can use for future charges.

Transactions API

Get paid by your customers in multiple currencies

Farmcrowdy Paystack
Farmcrowdy uses Paystack to send fast, instant transfers to investors

Send fast money transfers to customers

Paystack's powerful Transfers features make it easy to disburse money to any bank account. Whether via the API or manually via the Paystack dashboard, your customers will receive their money quickly and securely.

  • Single and Bulk Transfers
  • Smart alerts to prevent you from transferring to the wrong bank account, or sending duplicate transfers
  • Have one colleague start a transfer, and another colleague approve (coming soon)

Protect yourself and your customers with advanced fraud detection

Paystack’s combination of automated and manual fraud systems protect you from fraudulent transactions and associated chargeback claims.

  • PCI-DSS-certified systems
  • Automated fraud monitoring
  • When a fraud attempt is discovered with any Paystack merchant, ALL Paystack merchants become protected from further attempts
Smart Error Resolution Compressor

Enjoy phenomenal transaction success rates

We automatically route payments through the most optimal channels, ensuring the highest transaction success rates in the market.

Customer Testimonials

Over 200,000 businesses trust Paystack to power payments. Here's what some of them have to say.

Paystack is highly technical and fanatically customer oriented. We’re excited to back such people in one of the world’s fastest-growing regions.

Patrick Collison
Patrick Collison
CEO, Stripe

Our investment in Paystack aligns with the kind of investments we look for - those that will help extend our reach into the global commerce ecosystem

Otto Williams
Otto Williams
Head of Strategic Partnerships, Fintech & Ventures CEMEA, Visa

As YC's first Nigerian startup Paystack leads the charge of great companies coming out of Africa, powering modern payments for an entire continent.

Michael Seibel
Michael Seibel
CEO, Partner, Y Combinator
Collect Payments For Multiple Channels 1 1

Delight customers with a seamless payments experience

Give your customers the gift of modern, frictionless, painless payments. Integrate Paystack once and let your customers pay you however they want.

  • Card
  • Bank Account
  • Bank Transfer
  • USSD
  • Apple Pay
  • Visa QR
  • Mobile Money
  • POS
User Permissions Compressor

Control access to data with User Permissions

Give specific members of your team exactly the permissions they need to do their jobs, and control exactly what they can see and do on your Paystack Dashboard.

Detailed Reporting

Detailed reporting for accounting, reconciliation, and audits

Understand your customers’ purchase patterns and do easy reconciliations with a robust data Dashboard and easy exports.

Customer Testimonials

Over 40,000 businesses trust Paystack to power payments. Here's what some of them have to say.

Paystack is highly technical and fanatically customer oriented. We’re excited to back such people in one of the world’s fastest-growing regions.

Patrick Collison
Patrick Collison
CEO, Stripe

Our investment in Paystack aligns with the kind of investments we look for - those that will help extend our reach into the global commerce ecosystem

Otto Williams
Otto Williams
Head of Strategic Partnerships, Fintech & Ventures CEMEA, Visa

As YC's first Nigerian startup Paystack leads the charge of great companies coming out of Africa, powering modern payments for an entire continent.

Michael Seibel
Michael Seibel
CEO, Partner, Y Combinator

Paystack is one of Nigeria’s largest payments startups, processing nearly 20% of all online transactions in Africa’s largest economy